Stop the Insurance Mandate

TAKE ACTION: Stop HF 3938 / SF 4231

Minnesota lawmakers are advancing a bill that would require gun owners to carry liability insurance simply to exercise a constitutional right.

This is not about safety. It is about imposing a financial barrier on law-abiding citizens.

This bill would:

• Require firearm owners to purchase liability insurance tied to ownership
• Mandate that homeowners and renters insurance policies include firearm-related coverage
• Create an ongoing cost just to exercise a constitutional right
• Allow insurance companies to act as gatekeepers to lawful firearm ownership
• Disproportionately impact lower-income Minnesotans

No other constitutional right requires you to buy insurance before you can exercise it.

You do not need insurance to speak freely, attend church, or vote. The Second Amendment should be treated no differently.

This proposal will not stop crime. Insurance does not cover intentional criminal acts, meaning criminals will ignore it entirely.

Instead, it burdens the people who follow the law.

There is no historical tradition of requiring insurance to own firearms, making this proposal constitutionally suspect.

This isn’t about public safety. It’s about control and cost.

Tell your legislators to vote NO on HF 3938 / SF 4231.

Law-abiding Minnesotans should not have to pay a recurring fee to exercise a fundamental right.

Take action now.